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Consequently, any person subject to the proposed rule would be required to comply with both the requirements of the proposed rule and applicable State laws, except to the extent the applicable State laws are inconsistent with the requirements of the proposed rule.
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The Bureau has also considered the evidence developed through its consumer testing as discussed in Market Concerns—Payments and in the FMG Report.
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Vehicle title borrowers are more likely to find themselves unable to obtain an initial loan because the Alternative approach does not provide for vehicle title loans and thus these borrowers would have to satisfy the ATR requirement, as well as any additional underwriting limitations imposed by the lender.
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ZIP codes near Onley
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