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For help, go to It is important that you ensure that you only borrow what you will be able to afford to repay on your payment date.
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The APR is the rate at which your loan accrues interest and is based upon the amount, cost and term of your loan, repayment amounts and timing of payments.
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As all Exit Fees were banned by the Australian government in 2011 you will not incur costs by refinancing to another lender.
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