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They want to see if a lender can serve cash-strapped, low-income clients without charging sky-high interest rates of the sort once associated with characters who break legs for a living.
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The new FCA rules should reduce that number, but for those that do fail to make repayments and are keen to get their finances back on track, there will now be a discussion about the different options available rather than piling on more pressure or simply calling in the debt collectors.
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